如果你是大学新生，或者只是不确定经济援助是如何运作的, 这个财政援助词汇表可以帮助澄清新的或令人困惑的术语. 如果你正在寻找的答案不在这里，一定要联系布莱恩特 & 斯特拉顿学院财政援助办公室. Our financial aid advisors are always available to answer questions that you may have and the FAFSA website provides an in-depth glossary for you to reference.
An offer that states the type and amount of financial aid the school is willing to provide if you accept admission and register to take classes at that school. Your financial aid advisor will review your award letter with you once all of your financial aid eligibility has been calculated and applied to our current tuition rate.
The total amount it will cost you to go to school—usually stated as a yearly figure. COA includes tuition and fees; room and board (or a housing and food allowance); and allowances for books, 供应, 交通费和贷款费. It also includes miscellaneous and personal expenses that could include an allowance for the purchase of a personal computer, 或者依赖性护理. 联系你的财务援助代表来确定你的COA.
未按本票约定的条件偿还贷款的. 对于大多数联邦学生贷款, 如果您在360天内没有付款，您将违约. Students who default on their student loans can’t receive student aid at other institutions and will have the default reflected on their credit report. You can avoid defaulting on your loans by maintaining a consistent repayment schedule or using federally approved deferments or forbearance.
A student who does not meet any of the criteria for an independent student (see Independent Student for more). 受抚养学生的FAFSA必须包括家长信息.
A mandatory information session that takes place before you receive your first federal student loan that explains your responsibilities and rights as a student borrower. 入学咨询必须通过 www.热门产品.政府. Students may also obtain the website information from their financial aid representative.
免费申请联邦学生资助. 由联邦政府管理的免费应用程序, 哪些因素决定了学生有资格获得多少联邦助学金. Your FAFSA application will determine how much you’re eligible to receive from the Pell Grant, 在其他来源中.
The FSA ID is a username-and-password combination that serves as a student’s or parent’s identifier to allow access to personal information in various U.S. Department of 教育 systems and acts as a digital signature on some online forms. Dependent students will need their parents to obtain an FSA ID in order to begin the process of applying for student aid.
金融援助 from the federal 政府ernment to help students pay for education expenses at an eligible college. 助学金、贷款和勤工俭学都是联邦学生援助的类型. 学生必须填写FAFSA来申请这项援助.
The total amount of financial aid (federal and nonfederal) a student is offered by a college. Your financial aid advisor combines various forms of aid into a “package” to help meet your education costs.
借款人毕业后的一段时间, 离开学校, or drop below half-time enrollment when they are not required to make payments on certain federal student loans. 一些联邦学生贷款将在宽限期内产生利息, 如果利息未付, it will be added to the principal balance of the loan when the repayment period begins. Typically this 格蕾丝 period lasts six months; once those six months have passed, 学生需要重新开始偿还贷款.
金融援助, 通常是基于经济需要, 这笔钱不需要偿还(除非。, 例如, 你退学了，需要退款。.
独立学生是下列条件之一:至少24岁, 结婚了, 研究生或专业学生, 一位资深, 军人:武装部队的一员, 一个孤儿, 法庭的监护人, 或者是有配偶以外的合法家属的人, 被解放的未成年人, 或者是无家可归或有无家可归危险的人.
The maximum amount of Pell Grants a student may receive over his or her lifetime, 是否相当于12个全日制学期, 或者6个年度奖项.
当你获得联邦学生贷款时，你必须签署的具有约束力的法律文件. The MPN can be used to make one or more loans for one or more academic years (up to 10 years). It lists the terms and conditions under which you agree to repay the loan and explains your rights and responsibilities as a borrower. 阅读和保存你的MPN是很重要的, because you’ll need to refer to it later when you begin repaying your loan or at other times when you need information about provisions of the loan, 例如延期或容忍.
A grant provided to students by the federal 政府ernment based on eligibility determined by your FAFSA application.
A loan available to graduate students and parents of dependent undergraduate students for which the borrower is fully responsible for paying the interest regardless of the loan status.
Aid awarded to students based on academic or other achievements to help pay for education expenses. 奖学金 can be awarded by the school or external sources depending on what a student applies for.
标识符.S. Department of 教育 assigns to each college that participates in the federal student aid programs. 为了将您的FAFSA信息发送到学校, 你必须在申请表上列出学校的联邦学校代码. 联邦学校守则的清单可在www上找到.fafsa.政府. 的科比 & 斯特拉顿学院的学校代码是002678.
你提交的信息的摘要 免费申请联邦学生资助 (FAFSA). You receive this report (often called the SAR) via e-mail a few days after your FAFSA has been processed or by mail within 7-10 days if you did not provide an e-mail address. 如果没有更正或补充信息，你必须提供, SAR将包含你的EFC, which is the number that's used to determine your eligibility for federal student aid.
一种必须由学生偿还的资助形式. Students can apply for loans through the federal 政府ernment and additional outside sources. 所有贷款必须在完成学位课程后偿还.
A loan based on financial need for which the federal 政府ernment pays the interest that accrues while the borrower is in an in-school, 格蕾丝, 或者延迟状态. 于七月一日首次发放的直接资助贷款, 2012, 及七月一日, 2014, the borrower will be responsible for paying any interest that accrues during the 格蕾丝 period. 如果在宽限期内未支付利息, 利息将加到贷款的本金余额中.
A loan on which the borrower is fully responsible for paying the interest regardless of the loan status. Interest on unsubsidized loans accrues from the date of disbursement and continues throughout the life of the loan.
The process your school uses to confirm that the data reported on your FAFSA is accurate. Your school has the authority to contact you for documentation that supports income and other information that you reported.